Straight answers about paying for your car

Financing questions, answered

Can I get financed with bad credit?

Yes. We submit your application to several lenders, including ones that specialize in credit challenges, repossessions and first-time buyers. A larger down payment usually improves both approval odds and your rate.

How much down payment do I need?

It depends on the vehicle and your credit profile. Many customers put down 10–20%, but we have structured deals with less. Tell us your budget and we'll work backward from it.

What documents should I bring?

A valid driver's license, proof of income (recent pay stubs or bank statements), proof of residence, and proof of insurance. If you're trading in, bring the title or lender payoff info.

What fees should I expect?

Our dealer fee is $995. Florida sales tax, tag, title and registration are collected as required by the state. Nothing else is added without your written agreement.